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What if the network is very limited and 50 miles from your house, even though there are providers closer to your house that aren't included in the exchange?

What if? You are assuming failure in your hypothetical. The question isn't what if. The question should be whether this has happened.

Is that right. I just went to their website, clicked on "employer" and typed in a valid zipcode

Worked for me just now. And their site worked for me well enough to get the information provided in this chain:
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