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What is it with which you were unsatisfied in the IRA? Was it the pool of funds available to you or selection made by the financial planner?

I feel I don't have access to funds that will meet my goals and everthing I do with the account has to go through the financial planner. Since I've started becoming educated in the way of the Fool I've become increasingly frustrated with this arrangement. So I'm inclined to move the money at least into an index fund and then ultimately (as I continue my education here) into stocks.

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