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What is your goal: to fund your ROTH IRA or to convert funds from a TIRA to a ROTH?

As explained up-thread, the idea is to withdraw as much from the TIRA as possible without paying any income tax and then putting the amount in excess of the RMD into the Roth IRA to enable any further investing to be done tax free.

In the example given, the RMD is $10,000. The extra $5,000 can be withdrawn without incurring any tax payment. So that $5,000 could be "converted" to the Roth for future investment.
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