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I feel like I learned a lot yesterday (9/25/12), but I am afraid I may have wasted $39. I'm a Fed and I have a decent amount built up in our 401k, aka the Thrift Savings Plan. I thought it might be fun and a new challenge to start an independent portfolio. Then I got to thinking, maybe instead of buying stocks and paying broker fees, I ought to just sink more into my 401k. What do you think?

Sincere regards,

Jim Whitt
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