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What makes you think those 63 people aren't talking about you? It seems to me that there was no problem of this nature until you started your crusade.

There was indeed a problem before I dared to ask a question re the methodology of the intercst study. One of the things that prompted me to come forward with what I knew about the flaws in the intercst study was seeing wanderer driven off of this board. He was my favorite poster on the board. He now posts at the FIRE board at, along with a good number of others who were once the most knowledgeable posters at this board.

It hardly seems likely that most of a group expressing the view that the board has "gone to hell" because of off-topic debate could be complaining about me given that I have spent seven months trying to begin a discussion of the realities of safe withdrawal rates, an on-topic matter. Any complaints this group has about personal attacks cannot possibly be directed at me since I am the one who has been the object of the smear campaign, not the one advancing it. I am the one saying that posters here should follow the Motley Fool posting rules, which require debate on substance and which prohibit personal attacks.

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