Skip to main content
No. of Recommendations: 0
What things are you forbidden to invest in IRAs?

Gold coins and art for a couple. You can read the list if you google.

it's hard to imagine that the IRA/401k could ever end up being taxed more than after-tax investments accounts are today.

All tax deferred IRA funds are taxed under current law as ordinary income. Last time I checked capital gains and dividends for most companies were taxed at lower levels than ordinary income. And marginal income dollars can be taxed at rates in the range of 50% for those of us who are over 65. That happens since the portion of Social Security subject to tax increases with income.

So when you hit 70 and have an RMD that can easily have an unintended impact. It for just for that reason we are moving some money this year from a traditional IRA into a Roth. My wife is not yet drawing social security.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.