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Being new to the fool school, im not sure exactly what to do. I am just getting ready to come into a lump sum of 40K. I have about 10k in mutuals and annuities, but not much else. Ive thought about diversifying between dow, sp index, some small and mid cap as well as some tax deferred ideas. Also, should I wait till y2k to make any moves? Thanks for your help in advance.
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