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I have not been involved with investing :( but currently have between 100-125k US to invest. Specifically I am looking for income. My goal is to relocate outside the US and I will need an average annual return of 14-15k US annually (thanks to a good exchange rate)to live on. I plan to have a 2-3 year reserve in foreign bank account.

I have been told by one financial planner that I should be fully invested in stocks and that he (as a full service broker) has AVERAGED 21% annual return. Another brokerage house I spoke with said I'd be lucky to see 8% average and be cautious of anyone claiming better.

I certainly will be talking with other brokers, I don't feel I have the knowledge and experience to 'do it myself'. Any comments on the above and/or suggestions are appreciated.

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