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my 401k has poor (limited) choices. should i cut back
from my current 12% deferral to 6% in order to get the maximum matching funds and start a roth ira instead.
or just keep putting in as much as i can into the
401? i undersatnd i would pay more tax now with the
roth but none later. but the 401 gives me the break now but ill be taxed later. im just really tired of limited choices and meager returns . help please

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