No. of Recommendations: 0
when am I likely to be able to qualify for a loan?

- I plan to graduate grad school with a PhD in August or so, and begin a new job soon after

What AJ said. You will qualify in August or September after graduating and receiving an Offer Letter. Income for qualifying will be the full $110,000., and with no debt, you would be approved with a housing expense up to approx. $4,100. Being a student is considered full time employment.
Print the post  


Useful Resources
Our Home Center has all you need to make buying and owning a home a great experience. Get or refinance a mortgage and much more!
Buying/Selling a Home FAQ

Mortgage Professor
Offsite resource for mortgage questions.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.