Skip to main content
Message Font: Serif | Sans-Serif
 
No. of Recommendations: 1
When I want to fly to California, I would much prefer to sprout wings and take off myself, with a possible stopover in Denver. It would certainly be cheaper than paying for airline tickets, and I would not have to wait in line for the security check.

Making money consistently in a buy and hold of anything is just about as realistic.

Over the last 5 years, that index fund, with distributions reinvested, has lost 2%. A money maarket fund has made 17.2%. Neither return is inspiring.

If you had used TimingCube

(http://www.timingcube.com/app/html?page=home)

to time the fund, and moved to a money market during the sell periods, you would have more than doubled your money in that fund. (TimingCube has not been "live" for 5 years, but I have their "pre-live" results from an earlier backtest.)

In order to achieve these results you would have had to switch between a money market fund and the index fund a total of 15 times. There are small losses for some of the trades. TimingCube costs $299.95/year. I have other timing systems which are free, although they require you to buy some software.

But if you think that checking a website once a day and actually trading about 3 times per year is too much truoble, then go with buy and hold.
Print the post  

Announcements

What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.