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When should we start moving funds from the mutual funds to a liquid account? </I.

Depends on how well you handle risk and how much you need all the money.

We have about Two years of college funds in a liquid account(Savings paying 5%).

You can definitely do better with this. I suggest using bankrate.com to find the very best CD rates and key the maturation of the CDs to when the bills will be due. You may want to check on the bursar's webpage for the colleges your daughter is considering because the bill due dates vary from almost a month before a semester starts to a week or so after the beginning of classes,depending on the college.

Jacki


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