No. of Recommendations: 0
When u do roll-over make sure u have a form call: 1035
(Means rolling Annuity into another Annuity to avoid taxes and penelties).

I also enclosed web site for you about Annuity:

http://www.forbes.com/forbes/98/0209/6103106a.htm

Your kids should get involved..its to important

Good Luck!!!

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