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When we refied our primary, we had to provide insurance and taxes on our other properties as well

You make a good point and I now better understand where you see the value in their having documents on file.

their willingness to avoid the need for us to overnight them stuff

Was really not aware that some lenders want borrowers to overnight them documents. What a pain. I prefer all docs to be emailed as downloaded PDFs or scanned documents and emailed. My fax number is an Efax that will turn all received faxed documents into PDFs delivered to Outlook. Dealing with paper is a hassle.
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