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No. of Recommendations: 0
When you have all these customized accounts it creates extra overhead and management costs for the bank. Each bank has their own philosophy on how they hope (in most cases) to earn a profit. Some banks have ATM reimbursements, some have high interest, some have good service, some have good features, etc. If there was one bank that was the epitome of everything it would dominate, but right now that's not the case. BTW, not to disparage USABancshares, because there are a lot of things which are cool about the bank, but it's terribly unprofitable. I definitely think they are going to either go under or sell their accounts to another bank before too long.
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