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I did do a quick search and didn't find anything very obvious but apologies if this has been asked a million times before.
I am just about to purchase some term life insurance. I have a not very foolish financial advisor who gave me a list of options to choose from for term insurance. I checked her quotes against various places on the web and seemed fairly reasonable (Banner seemed one of the best options).
What I don't really understand is how you choose one company over another except based on cost. Assuming all other factors are equal. In addition does it make more difference if I get the insurance through this financial advisor person (her quote was the same as I found independently in the net) or with a different broker or even if I go through some company direct on the web (a few quotes I found seemed to be more expensive).
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