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I posted this question elsewhere but I think it belongs here.

My husband and I are both maxed out in our 401K's in S&P funds (current balance me 36K him 9K). We want to open a Roth IRA and aren't sure if we should invest in small caps, European index, or technology. I've been researching for months and just get more confused as to what's the wisest next step.
Any advice or tips would be great.

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