Skip to main content
No. of Recommendations: 0
Hi folks,

I've been reading this particular board for over a year now - the posts are wonderful and to some extent, mirror my past errors, current plans, future goals, and all the screwups along the way. One day, I hope to have the courage - and it is indeed courage - to post my particulars. In the meantime, I have my excel spreadsheets and my reduction plan moving in the right direction.

Anyway, one thing I have not done is monitor my credit report or my credit score and would like to start doing so. Can any of you suggest a good place to do this? I would like to monitor across all three CRA's.

I would really like to see how my "credit" behavior is affecting the score in particular. For instance, I received a Chase statement last week. It previously had a zero balance, but they had charged a $98 dollar annual fee for the card. So, I called and just completely cancelled the card. I know my credit score took a ding for it. At the time, I didn't care too much since I won't be making any major purchases for a long time. Later however, I wondered if I would get hit since I would now have a higher utilization.

Thanks!
lm

Print the post  

Announcements

UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.