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No. of Recommendations: 4
While I appreciate the suggestions (and can say that I have already explored all but one of them), this is not really why I posted.
After THOROUGHLY exploring my options and some truly degrading ones like becoming a dancer at a strip club, I arrived at my idea on temporarily walking away from my debt. I need feedback on THIS idea.

I had some debt that I didn't pay for three years. I was lucky, the highest single debt was $800, and no one actually sued me. I'm now over a year into repayment and can see the light at the end of the tunnel (6-10 months depending on how aggressive I can be after this move.)

It can be done. It's very uncomfortable. You have to ignore phone calls from collections agents, tell them to contact you only in writing or send cease and desist letters. They will harrass you, but eventually give up and pass it on to another agent, who will then harrass you.

It's not fun, but if it's a choice between rent-food-sanity and paying the bills, go for rent-food-sanity.

you will get a lot of moral judgements from people here; most of them haven't been that close to the edge.


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