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While these responses are interesting, they miss the point.
The credit card companies, according to the article, pull a little underhandedness on the cardholders. Perhaps that's ok with you all, but I find it rather offensive. If the limit is $10K, then a person SHOULD be able to charge any amount they feel like charging -- up to and including their "limit" -- without penalty and without having your credit report zapped.

That was the point of the article - I think.

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