No. of Recommendations: 2
There are as many ways of investing as there are investors, because each of us looks at the world differently, with different needs, means, and skills. So this is the question to ask:

How could I find as much success as I need or I am willing to do the work to achieve?

I’d humbly suggest that bonds are a good place to be right now, just as they have been for the past decade. According to Morningstar (linked below), an asset-class such as “multi-sector taxable bonds” is offering decent money. E.g., the YTD returns of the top three, multi-sector bond funds range from 3.67% to 3.97%. On an annualized basis, those returns would range between 18.35% and 19.85%. That’s not the best of money, especially compared to what was possible from bonds in 2009 and 2010. But it’s not too shabby, either.

The indexers among you will be quick to point out that there 200 multi-sector bond funds and that I am pointing to the returns of just a select few. “The average person can’t achieve those returns, “ you will protest. My reply? “Well, then. Don’t be average.”

Below are the names and returns of the top ten of the 200 multi-sector funds there are. My all-bond fund (were it publicly-traded) would rank 4th. So it’s not as if a determined individual can’t successfully compete with the fundies. Whether a person wants to do the needed work, or whether a person needs the returns such work can provide, is a whole ‘nother matter. But a small investor can complete with the "big boys" and do well enough for her or himself.


RANK YTD MANAGER
1 3.97% Brandes
2 3.73% Fairholme
3 3.67% Federated
4 3.54% Charliebonds (Yep, that's me and my all-bond portfolio.)
5 3.34% Maxim
6 3.27% PIMCO
7 3.25% PIMCO
8 3.24% Lord
9 3.22% Lord
10 3.22% PIMCO

http://screen.morningstar.com/FundResults.html#AnchorResult
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