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'Why don't you just wait 31 days to purchase ian your IRA?'

Because I'm also small-F foolish... I really think this company is going to come back *some*. (I worked for them for three years-- they were overvalued before, but I think they're undervalued now.) And when they do come back, it might be all at once, during the 31 days... so I don't want to not-be-invested-in-them. I'd rather keep my investment total the same, even if some of it is untouchable (in my IRA).
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