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Why would any individual want to put more than $100,000 in a checking account?

It doesn't require a deposit that large. It doesn't require a deposit of any size whatsoever. Deposits of $100,000 or more earn the highest percentage, that's all. I wouldn't advise keeping that much there either!

Actually, as I've now learned that there are no paper checks with this account, it is no longer of interest to me.

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