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William Lipp sez:

<<It might not be this bleak. The original post mentioned $120K in bond funds. If that is in addition to this $70K, then his withdrawal rate is only about 4%. That's higher than I would be comfortable if I were only 54, but would be sustainable with fairly high probability.

Oops, you're right. Good catch! Somehow I glossed right over that and missed the bond fund total. That, it turn, means it's entirely possible to sustain that income and even provide for some growth. However, it would be tight given remaining life expectancy and the impacts of inflation. I have no idea what the latter is in India, though, if that's where he intends to live out the remainder of his years.

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