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We'll be closing out our current retirement seminar with words of wisdom from current retirees. We have some good stuff, but we thought we'd cast a wider net and ask for some helpful insight from already retired Fools. Here are some questions to consider:

1) Is there anything you wish you knew (but didn't know) before you retired?

2) Are there any events/situations/conditions you've encounted that you didn't expect?

3) What are the traps that can throw a retirement plan off-track?

Any personal stories, anecdotes, jokes are welcome and appreciated!

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