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With all due respect, what are you talking about? Seriously. Where does Ryan's or Romney's plan say, "take away healthcare for seniors or we go bankrupt". I'm beginning to get embarrassed for you and your lack of knowledge, and you're arrogant about it too.

The Ryan plan turns Medicare into a voucher program (or "premium support"). From 2022, these vouchers/support payments will rise only at the rate of inflation. If medical inflation remains as high as it has been, within a couple of years these payments will cover only a part of the costs to obtain insurance and many seniors - an ever increasing number - will simply be unable to afford insurance, just as is the case right now for a large minority of the general population. That is how the "Path to Prosperity" intends to save money (for the taxpayer).

The trend is likely to accelerate rapidly, as ever higher out-of-pocket payments on insurance policies create ever-increasing incentives for healthy seniors to delay their purchase of health insurance until they get sick.
That means higher payouts per capita for insurers, forcing them to raise prices, which will cause further (relatively healthy) seniors to forego insurance, and so on.

30 years from now no more than a fraction of seniors are likely to be health insured. I would assume you can't give them Medicaid as that would defeat the purpose of saving costs.
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