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With that expectation, I wouldn't dream of liquidating retirement assets to pay off the credit card. That $5.2K balance will become much more manageable on the increased income you expect.

Good point.

Of course, my hope is based on my ability to get a job in my field (ideally in metro Detroit) after I graduate in December. I'm 46, with more than a decade of experience in my field, and I'll be competing against other new graduates who are half my age.

Still, I remain optimistic!
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