No. of Recommendations: 1
With the elimination of pre-existing conditions from health coverage

It is a more diverse population than just those that had pre-existing conditions. There are those (that are otherwise healthy) that will now game the system by managing their taxable income in order to squeeze out their biggest subsidy, even though (as you suggest) they have enough saved up to retire early.

I know many folks in that segment. I am helping one such couple move to their new retirement in a southern state. They booked as much taxable income last year so that they would qualify for a better subsidy this year and now get a big chunk of their income from capital gains and dividends instead of what would be employment or IRA withdrawals. I think they said their subsidy cuts their policy from just under $600 a month to about $112 a month.

Great solution for those that have the financial means to take advantage of such - more power to them. Not so great for the solvency of the program.
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