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I retired earlier this year. In the last six months I have moved all my various 401K's and other tax free accounts to Vanguard and set up a "Coffeehouse" portfolio. (Time to stop being glued to CNN at 4:PM)

My question is: are these new accounts subject to short term capital
gains rates for the first year or long term? I've held them all in various companies for many years.

TIAA, and a very Merry Christmas to all.
Jim
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