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Works for me. I've never advocated cash only, just NOT stocks. REITS might be the only area where I might quibble some, but they can have a great cash flow.

Just to decrease the overall beta of my entire portfolio & because I really don't understand
bonds as well as I suppose I should; I am in the process of bulding an "anchor" to sit in the bottom of my portfolio of 10 - 12 high yield REITs.


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