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Wow! Thanks for the reply!

I actually picked up a couple of books (Dividend Stocks for Dummies and Getting Started in Bonds/Saltzgiver) and plan on thoroughly reading and learning before I do anything.

Main thing is this: I am looking to build up a medium/long term (1-5 year) savings cushion by (bi-weekly) putting 2% of my salary there.

I was initially thinking bonds/treasuries, but now may be leaning more in the DRiP/DIP direction--again, after much research.

I am getting 1% on my ING account currently, was hoping for something worthwhile with higher returns for modestly higher risks (arent we all).

I checked on that CD... Dont know that the rate justifies locking it up yet.
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