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xraymd,

If I could give you a hug in real life, I would. But a cyberhug will have to do. {{{{{{HUG}}}}} with a big squeeze on the end :-) You were one of my favorite people here before, I'm glad to see you're still here. I'm glad to see alot of you old timers from several years ago are still here, for that matter.

I raid my savings every check because there simply is not enough to pay the bills without doing so. And I still can't get them all. You're absolutely right about the budget idea, it's just too intimidating to put it all on paper right now, that would magnify the failure feeling astronomically :-(

The last time I was here, I was doing "all the right things" and geting all those "warm fuzzy" feelings you describe, the good feelings about paying down the bills and the challenge of outsmarting the CC companies.
Silly me, I thought that would be the last time. Then I bought the house and got caught in the trap on trying to fill it up so I would feel like I was "like everyone else in the neighborhood". Bad Idea :-(

Once I get the Amex accounts paid off (the charge accts, that is) they're getting CLOSED. Finished. Unfortunately I'm late on them as well but if they can be patient (I'm calling them tomorrow) I'll have them paid in 2 months. When that happens, the $800 or so that's been going to them will go elsewhere. I think I will fel A LOT better when that happens, like the noose is not sitting directly on my neck anymore.

If the car had not broken down, I wonder how much longer I would have continued in the same holding pattern? That brings the sick feeling in my stomach out again.

Thank you all, keep giving me positives, it's very important to me, I'm on a precarious tightrope right now :-(

I've gotta stay very narrowly focused right now so I can keep my momentum up. Help me stay there, please. I need those success stories from all of you, and I think it's great those of you who have slayed the monster keep coming back to help those struggling.

hwkncat




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