No. of Recommendations: 4
Yeah, it pumps the income tax bill at age 70 when SS goes up a pile and I have RMDs; but that's a nice problem to have.

Consider doing Roth conversions and/or IRA withdrawals now prior to RMD age. Also, we are in lower tax brackets for the next 10 years so all else being equal, it is better to be income taxed on your investments now than 10 years from now.

Plus, your SS may become more taxable if you have higher income from RMDs when you turn it on.
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