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Yes, but how many of those are tax advantaged? If one neither works for a company with a 401(k) or pension program nor is self employed and thus eligible for a SEP-IRA, there aren't many options.

As they say over on the Tax Strategies Board, "Don't let the tax tail wag the investment dog."

Saving for retirement is your responsibility, regardless of any tax policies to encourage such behavior. I've been excluded from almost every retirement vehicle and I still saved enough to retire early. You can too.

Currently, long term capital gains and qualified dividends get some tax advantage. 15% instead of 25% or 28%.

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