No. of Recommendations: 5
Yes I can and will retire without Social Security. Hopefully that will happen in July 2013.

When I started saving for retirement, I assumed no Social Security and planned accordingly.

Whatever I get from SS is dessert. Since the federal government eliminated the SS loophole, I haven't decided whether to take SS at 62 vs 70.

My father died at age 89. Mom at 83. It's pretty difficult to beat "the best annuity out there" (William Bernstein, "The Investor's Manifesto) so I'm leaning on taking SS at age 70.

IIRC, my SS benefits will increase 8% per year from age 62 to 70 as long as I don't take them. That guaranteed "bull market" in "bond income" is pretty difficult to beat today in the real world of investing.
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