No. of Recommendations: 0
Yes I have a mortgage, car loan, and student loans - all at less than 4%. My priority now is to tackle this albatross first. Prosper sent me an email offering a $100 amazon gift card in exchange for applying and being approved for a loan. They told me my score is 712 based on data from experian. Not sure if this a true fico score. Have checked my reports - all r correct, but didnt feel like paying for the score, so didnt.

Am eligible for a credit union thru work but don't think at this point that I am eligible for a significantly lower rate. Paid down a handful of cards to lower utilization rate to get the citi card. Current utilization rates are as follows:

Amex: owe 23,500.limit 35,900
Chase: owe 12000, limit 17000
Chase: owe 4000, limit 7400
Bofamerica: owe 5908, limit 7200
Bofamerica: owe 4000,limit 9300
Capone:owe 3600, limit 6000
Lens club is an installment loan

Planning to pay acc to interest rate, starting w chase then Amex next
Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.