No. of Recommendations: 3
Yes, I join in congratulating you on deciding to pay back the 401k loan. Selling stuff and working longer hours are two ways to increase income.

You write "I'm now only able to pay-off about" and that makes me think.
I'd like to see some more drive than this phrasing: the urgency of the great amount of interest you are paid last month and will pay next month means I urge you to
Park the car one or two days a week
eat rice and beans at home three days a week
find more stuff to sell
visit the public library: eliminate buying at bookstores, videostores and going to theaters for the next year
Discuss with your wife how holiday greetings, feasts, and gifts in the next six months can be the time for bows on lovely financial statements (those that show zero balances).
Spend some time with statistics: your daily spending, your monthly interest and fees payments, your net worth, where you guys used your credit cards in the last year (add up the charges: see the sinkholes)

and as a note, when exactly are you paying off the 401k?
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