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Yes, if the investor is going to get cold feet at the first sign of a downturn, equities is not the place for them. OTOH, I've been nearly 100% in equities since I started my 401k in 1989. My overall return is over 9% including the bad years in the early part of this decade.

How would bonds/CDs help me?

-murray posted

buzman answered>>>The post responded to reflected that time frame.

It did no such thing. The post you responded to asked how bonds/CDs would help him...that's going forward not looking in the past. Amce said.

------------------------------------------------------------------------

Can I be anymore clear? He referred to a specific timeframe and I offered a counterpoint.

Regards,

buzman






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