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Yes, it's $3650 plus a $1000 "catch-up" because I'm over 55. I say "we", but my wife has her own insurance (cheaper getting it individually now that daughter has her own insurance from her job). 1poorlady may do HDHP as well (with $1000 catch-up).

I'll double-check the COBRA. With us only working one quarter, our income may be low enough to qualify for subsidies. I would have to consider that in the equation also. Unless I have to use my 2021 earnings, in which case there would be no subsidies. But if I can estimate 2022 income, I'll probably qualify.

I plan to give about 1 month's notice for retirement. Not sure how helpful HR will be about COBRA and such, but once I announce I can ask them.

Thanks for the additional tips. It's much more complicated than it should be.

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