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Yes Understood. I messaged OP and its all good, Yes it has to be each of the 35 years to meet the PIA.

We were talking earned income only with no other external sources such as Cap Gains or IRA, 401K withdrawals , etc etc..

I always look at the earning summary in the SSA Statements. Look for all those yearly earnings that end in 00 rounded to the $100 and all the medicare columns higher. Not a Rule but a good starting point.

Thanks for making the clarification. You stated it correctly.
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