No. of Recommendations: 0
Yes, we're retired right now at 60. Our plans always excluded SS. That said, it sure would be nice and helpful to get SS, because we then would only need at most 1% to 2% withdrawal rate. Our single largest expense is private insurance premuims, deductibles, co-insurance, and co-pays. Medicare should reduce our total medical costs by almost 50%, at least I so. I'm not overly worried about SS, because I think we'll both get it when the time comes, even though more might be taxed or the COLA might be lower. Good luck to us all.
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