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Yikes - i've got a great CU.

I schedule the date, funds are taken out during that nights processing - check is printed and mailed out the next day.

Personally I find it safer NOT to float, especially in light of 34c postage and having to remember to take the bill to the PO - and the actual cost of having to buy checks!!

But, my CU doesn't withdraw until the day it's cutting the check - so an advantage compared to some of your banks.

Oh and since I have "totally free checking" i earn minimal interest - but thats ok cause we only deposit the amount of money needed to pay the bills into that account the day before bills are paid.

C.
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