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You are leaving out some critical information, like how old are you, how many years until you envision retirement, what are your 401k assets, what other retirement savings do you have? Can you tolerate short term risk for long term gain or do daily fluctuations make your spine tingle with joy and pain?

Who notes the reason for the nosiness is that selecting 401k options depends on your investment time window, risk tolerance and overall portfolio picture...
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