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You ask for; one "short-term high quality bond fund"

Why are you asking for distinctions different than what I stated?

I am asking for what the site states, not what you state.

The link you provided specifically stated "short-term, high quality bond fund yielding 5% - and is considered a "conservative" estimate.

We will also assume that the fixed income money ($43,500) was put into a short-term, high quality bond fund (“RST” Fund) that is yielding 5%/year. There is much more that we do in this area to yield more than this, but let’s keep it simple for now with what we believe is a conservative assumption of 5%. Also for simplicity, we will also assume for now that the “RST” bond fund price will remain constant.

I remember reading recently on METAR about the "buckets of Money" guy getting slapped by FINRA for using inappropriate information. If this company is selling their investment idea based on short term high quality bond funds yielding 5% - and claiming such is conservative...then they might want to prepare for a letter from FINRA in the future.
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