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You can switch between providers of conventional medicare with no problems.

If you go with Medicare Advantage..... it is difficult to go back to conventional medicare....or maybe impossible if you get real sick, spend a lot of money on care, etc. You need to get 'rated' once again and there is no guarantee any provider will take you. Medicare Advantage is like Hotel California - you can check in....but maybe never out.

I got a plan N here. Slightly bigger deductible, for slightly lower rate.

since I only take on cheapie generic ($3 for 90 days) , I go with Walmart/Humana drug plan. Those you can change once a year

In general, once you sign up for conventional medicare, you can switch every year in the fall in open enrollment.

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