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Andy writes:
I tend to find people who set a goal usually find a way to get there. Some people just use excuses as to why they didn't get there.

All my life I was taught "Get a good education, get a good job, and they'll take care of you."

Back in the early 1990's, I was early 30s:
I got the good education,
I got the good job.
And, they were taking advantage of me.

Then, an acquaintance showed me TMF, I started hanging out on the REHP board... there, I was introduced to FIRE, and the steps to make it happen.
Thanks to intercst and TMF.

I set the goals, and began the journey.
I used intercst's philosophies for the next 23 years.
I RE'd in 2017.

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