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You know Catherine, this is exactly why I have an aversion towards the idea of going with the builder's lender. No one likes getting pushed around & forced. I have already shopped around a bit for mortgage & have found a Savings bank who say that they will beat whatever the builder's lender would propose. If they do keep up to their word, I would definitely not go with the builder's lender.

Moreover, if what you say is true, that means that they are lying to their buyers about where the mortgage application money goes & that is not good for their business.

Anyway, I think I got all my answers.... if you could just answer my question on the credit card stuff, that would wrap it up and make me very grateful for your promptness to my barrage of questions.

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