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You know, this just reminds me of that old joke. Question - What do you call someone who graduates last in their class from medical school? Answer - Doctor.

Just because he has all those letters after his name does not mean that he's in the top echelon of similarly credentialed folks.

Worse than that. When it comes to financial advisors, the letters after their name don't mean $hit. Most of these folks would have been used car salesmen if they hadn't gone to college, but I would listen more to a used car salesman than to a financial advisor, which is to say that I wouldn't listen to either one.
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