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You may have a chance here. Many employers are lowering the employee eligiblity limits. This is being done for employee contributions and rollover contributions, It is not uncommon for a plan that used to have a 1 year eligibility requirement to now allow for iimediate employee contributions and retain the 1 year eligibility for employer contributions. This will allow you to roll money into the plan from your previous employer and begin contributing right away. The employer matching or profit sharing contribution will begin once you've been there for a year. Ask your employer to lower the limit on at least the employee contributions.

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