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You said it was cheap. How's that possible? What's you annual premium?

Zero. My employer pays $4600 or thereabouts. It's an HSA.

HSA's are freaking awesome. Not only do I get a tax shield, but the money is there in an account and is portable. I pay cash for doctor visits, prescriptions and the like up until I hit my out of pocket limit.

If Obama really wanted to break the relationship between employers and health insurance he should have jacked up HSA participation.
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